.guide{max-width:960px;margin:0 auto;padding:24px 24px 64px}
.guide section{padding:40px 0;border-bottom:1px solid var(--line)}
.guide h1{font-stretch:125%;font-weight:900;font-size:clamp(36px,6vw,64px);line-height:1;letter-spacing:-.015em;max-width:15ch}
.guide h2{font-size:clamp(24px,3.2vw,34px);margin-bottom:14px}
.guide h3{font-size:18px;margin-bottom:4px}
.guide p{color:var(--ink);max-width:68ch}
.g-crumb{font-size:14px;color:var(--muted);padding-top:8px}.g-crumb a{color:var(--muted)}
.g-hero{border-bottom:1px solid var(--line)}
.g-lead{font-size:19px;margin:18px 0 26px;max-width:44ch}
.g-sub{color:var(--muted);margin-bottom:18px}
.g-stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));border:1px solid var(--line2);background:#fff}
.g-stats div{padding:16px;border:1px solid var(--line);display:flex;flex-direction:column;gap:4px}
.g-stats b{font-stretch:118%;font-weight:900;font-size:26px;color:var(--blue)}
.g-stats span{font-size:14px;color:var(--ink)}
.g-time{list-style:none;display:flex;flex-direction:column;gap:12px}
.g-time li{background:#fff;border:1.5px solid var(--line);border-left:5px solid var(--blue);border-radius:10px;padding:16px 18px}
.g-when{display:inline-block;font-size:13px;font-weight:700;color:var(--green);margin-bottom:4px}
.g-do{margin-top:8px;background:var(--pale);padding:8px 12px;border-radius:8px;font-size:15px}
.g-note{font-size:13px;color:var(--muted);margin-top:12px}
.g-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:14px}
.g-grid.two{grid-template-columns:repeat(auto-fit,minmax(300px,1fr))}
.g-card{background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:18px;display:flex;flex-direction:column;gap:6px;color:var(--navy);text-decoration:none}
.g-card small{color:var(--muted);font-weight:700}
.g-card.link:hover{border-color:var(--blue)}
.g-tablewrap{overflow-x:auto}
.guide .cells th[scope=row]{background:#F4F6FA;white-space:nowrap}
.guide .cells td{font-size:15px;vertical-align:top}
.g-tip{margin-top:16px;background:var(--pale);padding:14px 16px;border-radius:10px;max-width:none}
.g-checks ul{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:8px}
.g-checks label{display:flex;gap:10px;align-items:flex-start;background:#fff;border:1.5px solid var(--line);border-radius:10px;padding:12px;cursor:pointer;min-height:44px}
.g-checks input{width:20px;height:20px;flex:none;accent-color:var(--blue)}
.g-score{margin-top:14px;font-weight:800;font-size:18px;color:var(--navy)}
.g-proc{padding-left:22px;display:flex;flex-direction:column;gap:8px}
.g-q{background:#fff;border:1.5px solid var(--line);border-radius:10px;margin-bottom:10px}
.g-q summary{cursor:pointer;padding:14px 16px;font-weight:700;list-style-position:outside;min-height:44px}
.g-q summary small{display:inline-block;color:var(--blue);margin-right:6px}
.g-q p{padding:0 16px 14px}
.g-cta{background:var(--navy);color:#fff;border-radius:16px;padding:32px!important;margin:40px 0;border:0!important}
.g-cta h2{color:#fff}.g-cta p{color:#D9E0EC;margin-bottom:16px}
.g-others div{display:flex;flex-wrap:wrap;gap:8px}
.g-others a{border:1.5px solid var(--line2);border-radius:999px;padding:8px 14px;text-decoration:none;color:var(--navy);font-weight:600;background:#fff}
.g-sources ul{padding-left:20px;font-size:14px;display:flex;flex-direction:column;gap:4px}
.g-sources{border-bottom:0!important}
.g-tablewrap table{min-width:600px}
.g-toc{display:flex;flex-wrap:wrap;gap:8px;padding:20px 0;border-bottom:1px solid var(--line)}
.g-toc a{border:1.5px solid var(--line2);border-radius:999px;padding:7px 13px;font-size:14px;font-weight:600;color:var(--navy);text-decoration:none;background:#fff}
.g-toc a:hover{border-color:var(--blue)}
.g-day{list-style:none;border-left:3px solid var(--blue);margin-left:6px;display:flex;flex-direction:column;gap:14px}
.g-day li{padding-left:20px;position:relative}
.g-day li:before{content:"";position:absolute;left:-8.5px;top:6px;width:14px;height:14px;border-radius:50%;background:#fff;border:3px solid var(--blue)}
.g-day .g-when{color:var(--blue);margin:0}
.guide .cells td.n{white-space:nowrap;color:var(--blue);font-weight:800}
.g-myth{background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:18px}
.g-m{font-weight:800;font-size:18px;margin-bottom:6px;text-decoration:line-through;text-decoration-color:rgba(180,35,24,.6);text-decoration-thickness:2px}
.g-read{padding-left:20px;display:flex;flex-direction:column;gap:8px}
.guide section p+p{margin-top:12px}
/* forms and content pages */
.p-form{display:flex;flex-direction:column;gap:6px;background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:22px;max-width:560px}
.p-form label{font-weight:700;font-size:14px;margin-top:6px}
.p-form input,.p-form select,.p-form textarea{min-height:48px;border:1.5px solid var(--line2);border-radius:10px;padding:10px 14px;font:inherit;font-size:16px;background:#fff;color:var(--navy);width:100%}
.p-form [aria-invalid=true]{border-color:#B42318}
.p-form .btn{margin-top:8px;align-self:flex-start}
.p-err{color:#B42318;font-weight:600;font-size:14px;min-height:20px}
.p-ok{background:#E7F6EE;border:1.5px solid var(--green);border-radius:14px;padding:22px;max-width:560px}
.p-ok h2{font-size:24px;margin-bottom:8px}.p-ok p+p{margin-top:10px}
.p-wrap{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:32px;align-items:start}
.p-wrap>div{min-width:0}
@media(max-width:800px){.p-wrap{grid-template-columns:1fr}}
.p-side{background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:20px}
.p-hero{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:40px;align-items:start}
@media(max-width:800px){.p-hero{grid-template-columns:1fr}}
.p-toc{background:#fff;border:1.5px solid var(--line);border-radius:14px;padding:20px}
.p-toc ul{list-style:none;margin-top:8px}
.p-toc li{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid #EDF0F5;font-size:15px}
.p-toc li span{color:var(--muted);white-space:nowrap}
.hp{position:absolute;left:-9999px}
.post{max-width:720px}
.post h2{margin-top:36px}.post h2:first-child{margin-top:0}
.post p,.post li{font-size:17px;line-height:1.65}
.post ul,.post ol{padding-left:22px;display:flex;flex-direction:column;gap:6px;margin:12px 0}
.post-meta{color:var(--muted);font-size:14px;margin-top:12px}
.post-box{background:var(--pale);border-radius:12px;padding:18px 20px;margin:20px 0}
.post-box h3{margin-bottom:6px}
.g-checked{font-size:13px;color:var(--muted);margin-top:14px}
.g-money{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:12px}
.g-money>div{background:#fff;border:1.5px solid var(--line);border-radius:12px;padding:16px;display:flex;flex-direction:column;gap:6px}
.g-money span{font-size:13px;font-weight:700;color:var(--muted)}
.g-money b{font-stretch:115%;font-weight:900;font-size:24px;color:var(--blue);line-height:1.15}
.g-money p{font-size:15px}
.g-dl{display:grid!important;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:center;background:var(--pale);border-radius:16px;padding:28px!important;margin:32px 0;border:0!important}
.g-dl small{font-weight:800;color:var(--green)}
.g-dl h2{margin:4px 0 8px}
.g-dl .p-form,.g-dl .p-ok{max-width:none}
@media(max-width:760px){.g-dl{grid-template-columns:1fr}}
/* tables become cards on phones */
@media(max-width:640px){
  .guide .g-tablewrap{overflow:visible}
  .guide .g-tablewrap table{min-width:0;border:0;background:none}
  .guide .cells thead{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
  .guide .cells,.guide .cells tbody,.guide .cells tr,.guide .cells th,.guide .cells td{display:block;width:100%}
  .guide .cells tr{background:#fff;border:1.5px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
  .guide .cells th[scope=row]{white-space:normal;background:var(--navy);color:#fff;font-size:16px;border:0;padding:12px 14px}
  .guide .cells td{border:0;border-top:1px solid #EDF0F5;padding:10px 14px;white-space:normal!important}
  .guide .cells td[data-label]:before{content:attr(data-label);display:block;font-size:12px;font-weight:700;color:var(--muted);margin-bottom:2px}
}